Hope on a Dime
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About Me

Where it all Began

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Hi! My name is JanaLee Pickett! Let me tell you a little about me and my money story.

​My marriage and first real experience managing money began in this tiny 1940s farmhand bunkhouse. The home had no foundation and partial dirt floors, which meant that we had more bugs in our house than dollars in the bank. The summer was hot, the winter (and showers) were very cold, and our money management skills were nonexistent in this tiny home. We knew enough not to go into credit card debt, but not enough to be sure our spending was in line with our priorities or even what our priorities were.
It was many years and many arguments about money before we found HOPE. We were able to build good money habits; gain clarity around the opportunities we wanted to take advantage of; prepare for future spending and needs; and truly fall in love with how we spend our money - elevating our plan as we went. Fast forward 24 years, and we are completely debt free, have money saved for the future, investments we are excited about, and more dreams waiting in the wings. Bonus: no more arguments about money. We aren't perfect and we do need to adjust and change the plan as life and priorities change, but the blame and shame is gone!
Along the way I fell in love with budgeting and helping others create their ideal spending plans. So I decided to make it official and in 2018 I became a Ramsey Solutions Master Financial Coach, and more recently, I became a Certified YNAB Coach in 2022. I'm currently working on becoming an Accredited Financial Counselor - hoping to achieve that goal by the end of 2025.
I get so excited about helping people work through their money roadblocks, create plans that align with their values and priorities, and help them fall in love with how they spend their money. If this sounds like where you'd like to go on your money journey, I'd love to help you get there!

Read the longer story here.

Media Appearances & Mentions
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Certifications
Certified YNAB (You Need a Budget) Budget Coach
Ramsey Solutions Master Financial Coach

Testimonials

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​"I cannot say enough good about JanaLee and her vast knowledge of budgeting and
YNAB. She is excellent at explaining principles and is very patient with all our questions. (And re-explaining when we still get confused)
We have never been so
excited about our budgets and actually look forward to keeping them organized! She has also done a fabulous educational YNAB
presentation for extended family and now all of us, including the 10 year olds and up are on board and loving it!
HIGHLY recommend her! You won't regret it. Life just gets better and better!"
— Sarah G.
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​"I cannot recommend JanaLee highly enough. She took the time sit down and guide us through our finances. We are currently on a journey to eliminate our debt and begin saving for our future. When we started we were unsure how and if we could do it. Janalee helped us make a plan and find hope. It was so helpful to have someone willing to take the time to become familiar with us and our situation and give us the encouragement and advice we needed to move forward. She has the heart of a teacher and has helped us to learn so much."
— Brad B.
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​"JanaLee is awesome! She's down to earth and able to reframe aspects so they make sense to different perspectives. She accepts where you are and what your goals are and helps you understand how to reach them."
— Nicole M.
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​"JanaLee was stellar!! So
knowledgeable, helpful, and encouraging!! Can't recommend her enough!!"
— Bob D.
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