Covering your Four Walls is your first budgeting priority. These are the things that will keep your family safe! If these four walls are covered, you will have less stress and anxiety in your life. You’ll be more able to focus on the things that really matter.
The first wall is Housing. Housing includes rent/mortgage, utilities (water, sewer, electricity, gas), renters/home owner insurance. These are the things that protect your family. If you are behind on your house payment but up to date on your credit card bill, there is something wrong. When you are budgeting be sure you cover these items first! Being up to date with cable doesn’t help you or your family when you’re being evicted or when the lights get turned off. If you’d like a little extra help getting your budget set up to keep your family safe, get in touch - I’d love to sit down with you and help you figure it out!
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