Covering your Four Walls is your first budgeting priority. These are the things that will keep your family safe! If these four walls are covered, you will have less stress and anxiety in your life. You’ll be more able to focus on the things that really matter.
The second of the Four Walls is Food. In today’s world there are so many options for how we get our food: cooking for ourselves, dining out, ordering in, frozen meals, and more. Regardless of how you “food,” you need to make sure you have the money to cover your family’s food needs each month. If you are still working to pay off debt, you should plan on having the vast majority of your meals AT HOME. Meal planning and doing your own cooking at home is one of the best ways to cut back on expenses. It’s also more healthy. o To decide on how much money you need to budget for food each month, look back over the last few months, add up what you spent and average it out. If you’re wanting to cut back, don’t include any of the eating out expenses. Once you have that number set, don’t go over that limit! It well take some planning, some time, some adjustments, and some practice, but once you get going in your new food planning routine, you’ll see your money stretch a little further each month. If you’d like a little extra help getting your budget set up to keep your family safe, get in touch - I’d love to sit down with you and help you figure it out!
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